Turn lump-sum Stripe Payouts into balanced Xero & QuickBooks journals.
Stop untangling raw Stripe CSVs at month-end. Payout Ledger reconciles every Settlement Transaction down to the exact cent, proves Zero-Variance on every deposit, and exports ready-to-import double-entry journals in one click.
- 14-day Growth trial, no credit card
- Read-only Restricted API Key
- Zero-PII summary-only storage
| Code | Ledger Account | Description | Debit | Credit |
|---|---|---|---|---|
| 1050 | Clearing Account | Net Payout deposited to bank | 9,412.50 | |
| 6050 | Merchant Fees | Stripe processing fees | 312.50 | |
| 4010 | Refunds | Customer refunds issued | 225.00 | |
| 4020 | Disputes | Chargeback & dispute adjustment | 50.00 | |
| 4000 | Gross Sales | Settled gross sales | 10,000.00 | |
| Balanced Double-Entry Totals | 10,000.00 | 10,000.00 | ||
Why net Stripe deposits break your general ledger
When a lump-sum Payout lands in your bank feed, booking it as a single line distorts your P&L, tax filings, and month-end close.
Lump-sum deposits hide gross revenue
Each Stripe Payout bundles dozens or thousands of Settlement Transactions—charges, refunds, disputes, and fees—into one net bank transfer. Booking the deposit as Sales understates revenue and erases merchant fees.
Cross-Month Payouts break accrual cutoffs
A Payout arriving on November 2nd often includes charges from October 29–31. Without splitting by Accounting Timezone, October revenue and fees land in the wrong month.
Manual CSV untangling leaves cent variances
Exporting raw Stripe balance reports into spreadsheets wastes hours every month-end and routinely leaves unexplained cent differences—while enterprise ERP connectors charge $50–$150+/month.
Exact double-entry reconciliation, without ERP bloat
Connect in under 30 seconds, verify every cent, and export directly into Xero, QuickBooks Online, or any general ledger.
Zero-Variance Proof
Every Payout Summary mathematically verifies that your Settlement Transactions equal the exact Payout amount—down to the penny, with zero rounding drift.
One-Click Journal Exports
Stream balanced double-entry CSVs formatted for Xero Manual Journals, QuickBooks Journal Entries, or Generic Journals—mapped to your Workspace Ledger Account codes.
Cross-Month Payout Splitting
Automatically detects Settlement Transactions spanning multiple calendar months in your Accounting Timezone and generates self-balancing Monthly Splits per period.
Read-only Gateway Connections. Zero customer PII stored.
Payout Ledger rejects full secret keys (`sk_live_*`) and only accepts read-only Stripe Restricted API Keys (`rk_live_*`) with Payouts and Balance Transactions read access—encrypted at rest with AES-256-GCM.
ZERO-PII STORAGE
Summary-Only Storage
Only aggregated Payout Summaries and Monthly Splits are saved. Individual customer charges are never persisted.
AES-256-GCM
Encrypted Credentials
Restricted API Keys are encrypted at rest and verified for strict read-only scope before saving.
Close your Stripe books with zero cent variance
Start with a 14-day full-feature Growth trial—no credit card required. Continue free on Starter anytime.